• Board Certified General Surgeon. Fellow Of The American College Of Surgeons.
  • We work closely with your primary care physician to provide comprehensive care.
  • Conveniently Located In Glendale Just Off Of W. Olive Ave. and N. 59th Ave.
  • Respectful, compassionate patient care.
  • Specializing in minimally invasive, robotic da Vinci assisted surgery & laparoscopic surgery
  • Experienced, highly trained, and dedicated staff.
Portrait Image of Dr. Karthik Raghavan

Karthik Raghavan, MD, FACS

Insurance Info

We accept a wide range of major insurance plans which are listed below. If your insurance is not listed below, call our office at (623) 226-4025, for the most up-to-date list of contracts.

Please note that copays are due at the time of service. We accept, credit/debit and checks. Cash is only accepted with approval and on a case by case basis.

Contracted Insurance Plans:

Commercial Plans

  • Aetna - Standard, OA, Hlth Fund, Banner & Aetna plans, Premier plans & more
  • Aither Health - Spooner PT Employee's Hlth Pln
  • Banner/Aetna - Premier Care, Open Access, HMO/PPO/EPO
  • Blue Cross Blue Shield - all HMO / PPO / EPO plans, Alliance
  • Cigna - IPA, Preferred Partner, Local Plus, OA plans, ChoiceFund, & more
  • Cigna Administered by Oscar - for small group employer plans
  • First Health (Aetna) - is a PPO network for TPAs
  • GEHA (Aetna) - Elevate, HDHP, Standard, High Options
  • Humana - ChoiceCare, POS, Premier, Preferred, OA & more. Some on Oscar+Humana and PhoenixHMOx
  • Intel Connected Care
  • Medica (ACN) - Choice, Elect, Essentia, Options, Elect & more
  • Oscar - is the administrator for a couple small group Cigna plans
  • PNOA (Provider Ntwk of America) - a PPO ntwk for self-funded employers & TPAs (eff 1/2023)
  • Tricare - Prime, Select, Standard
  • TriWest VA CCN / Tricare West HNFS
  • UMR - 'Tier' varies based on the employer plan
  • United Healthcare - Choice, Charter, Core, DoctorsPlan, Freedom, Heritage, Navigate, Nexus, Options, Select, MedicaChoice, PassportConnect
  • Worker's Comp


  • American Indian Health Plan-AIHP
  • AZ Complete Health
  • Banner University Hlth Plans - Banner Univ Family Care and LTC
  • Care1st
  • Health Choice - Health Choice Arizona
  • Mercy Care - Complete, DD/ALTCS, LTC, DCS CHP
  • Mercy Care RBHA
  • United Healthcare - Complete Care, LTC, DD

Market Place / Exchange Plans

  • Ambetter (AZ Complete Hlth) - Ambetter & Ambetter Select
  • Banner/Aetna
  • Blue Cross Blue Shield Maricopa Focus - Advance, Portfolio, Standarized, Everyday, TrueHealth, PPO
  • Cigna - Care Connect
  • Medica (ACN) - Pinnacle
  • Oscar (ICP) - Classic, Elite, Simple
  • UHC - Essential, Value, Standard, Advantage

Medicare Plans

  • Alignment Medicare Advantage (ACN and/or AzPC)
  • Aetna - Eagle, Elite, Freedom, Platinum, Premier, Prime & Group Retiree
  • Banner - Advantage Plus, Prime, Dual
  • Blue Cross Blue Shield - Classic/Plus, BluePathway, BlueJourney & Medicare Supplement plans
  • Cigna - Achieve, Alliance, Preferred, Savings, True Choice
  • Devoted Health (EHN) - Liberty, Choice, Core, Select, Bewell
  • Health Choice - Pathway (a Dual plan)
  • Humana - GoldChoice, HMO, PPO, EmployerPPOPlus
  • Medicare
  • Mercy Care Advantage (a Dual plan)
  • Railroad Medicare
  • United Healthcare - AARP Med Adv plans HMO, Walgreens & Patriot / Dual plans Complete LP & ONE / Group plans / NHP plan.
  • Wellcare by Allwell (AZ Complete Hlth) - Assist, Giveback, No Premium plans, Patriot Giveback, Dual Liberty

Workers' Comp

If you would like to read/print our financial policy or credit card forms, please click on the links below:

Financial Policy
Política Financiera Español
Credit Card Authorization
Credit Card Refusal

Dr. Raghavan is proud to be a member of Innovation Care Partners, Arizona Care Network (ACN), Banner Health Network and Equality Health.